Welcome to Unifund (hereinafter referred to as "Unifund," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website Unifund.pro (the "Website") and any related services (collectively, the "Services"). By accessing or using our Website and Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use our Website or Services.
By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. You also agree to comply with all applicable laws and regulations.
Unifund provides brokerage services, including but not limited to investment advice, trading services, and financial planning. Our Services are subject to the terms and conditions outlined herein and any additional terms presented to you when you engage in specific activities.
To access certain features of our Services, you may be required to register for an account. You agree to:
Provide accurate, current, and complete information during the registration process.
Maintain and promptly update your account information.
Protect your password and take full responsibility for any activities or actions under your account.
You agree to use our Services for lawful purposes only. You shall not:
Use the Services in any manner that could damage, disable, overburden, or impair the Website.
Attempt to gain unauthorized access to the Services, user accounts, or computer systems or networks connected to the Services.
Use any robot, spider, or other automated means to access the Services for any purpose without our express written permission.
6.1 Deposits
Depositing funds into your Unifund account is straightforward and convenient. We support a variety of payment methods including bank transfers, credit/debit cards, and electronic wallets. Funds are typically available in your account within 1-3 business days, depending on the payment method used.
6.2 Withdrawals
Withdrawing funds from your Unifund account is designed to be easy and efficient. Simply submit a withdrawal request through your account dashboard, and we will process it promptly. Withdrawals are generally completed within 3-5 business days. For security reasons, we may require additional verification documents.
6.3 Tax Obligations
For withdrawals exceeding 10,000 EUR, there is a tax obligation to consider:
Non-Switzerland and Non-UK Citizens: Clients who are not citizens of Switzerland or the United Kingdom must pay a 13% tax upfront before receiving their withdrawal. This tax must be settled independently by the client prior to the processing of the withdrawal request.
Switzerland and UK Citizens: For clients from Switzerland and the United Kingdom, the 13% tax will be automatically deducted from the withdrawal amount before the funds are transferred to your account.
This ensures compliance with international tax regulations and streamlines the withdrawal process for our clients.
All content on the Website, including text, graphics, logos, images, and software, is the property of Unifund or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, modify, distribute, or create derivative works based on our content without our prior written consent.
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using our Services, you consent to the collection and use of your information as described in the Privacy Policy.
Investment Risks: Investing in securities involves risks, and there is always the potential for loss. Past performance is not indicative of future results. Unifund does not guarantee any specific outcomes or returns.
No Warranty: Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. Unifund disclaims all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Unifund shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
Your access to or use of or inability to access or use the Services.
Any unauthorized access to or use of our servers and/or any personal information stored therein.
Any interruption or cessation of transmission to or from the Services.
You agree to indemnify, defend, and hold harmless Unifund, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Services or your violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Unifund operates, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
Unifund reserves the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on the Website. You are advised to review these Terms periodically for any changes. Your continued use of the Services following the posting of changes constitutes your acceptance of those changes.
If you have any questions about these Terms, please contact us at:
Email: [email protected]
Address:
Switzerland: Via Dufour 19 6900 Lugano, Switzerland
United Kingdom: 6th Floor 125 London Wall, London, United Kingdom, EC2Y 5AS